Home
  • Sign In
  • Transactions
  • History
  • Offplan Hub

Filter Items

Mortgage Overview

This page provides a detailed comparative analysis of mortgage-related activity in the Dubai real estate market 2025 vs. 2024, helping investors, analysts, agents and property professionals understand how mortgage financing trends have evolved over time.

  • #CARD_INITIALS#

    179.3B

    Mortgage value (AED)

    -4 % YoY

    #CARD_SUBTITLE#

    Mortgage value (AED)
    -4
  • #CARD_INITIALS#

    —

    LTV (Loan-to-Value)

    #CARD_SUBTITLE#

    LTV (Loan-to-Value)
  • #CARD_INITIALS#

    51K

    Mortgage transactions (Volume)

    23 % YoY

    #CARD_SUBTITLE#

    Mortgage transactions (Volume)
    23

2025 YOY

Cash vs. Mortgage

Cash vs. Mortgage

The analysis captures true capital deployment in the resale market.
Refinance and primary market registrations are excluded to prevent artificial inflation of transaction volumes.

Month-over-Month Transaction Volume

Year-over-Year Sales Volume Comparison

Year-over-Year Sales Value Comparison

Mortgage Transactions by Price Bracket

Mortgage history

Location

Status

Date

Sold by

Mortgage value

Actual value

 Specs
Platinum Residence, JVC

Ready Apartment

02-Oct-2026

Developer

AED 692K

AED 894K

77.38 % LTV
Studio

480 sqft

Golf Gate, Damac Hills

Ready Apartment

02-Oct-2026

Individual

AED 760K

AED 950K

80 % LTV
1 Bed

635 sqft

Nara, The Valley, Al Yufrah 1

Ready Townhouse

02-Oct-2026

Individual

AED 2.5M

AED 3.4M

75 % LTV
4 Beds

2,772 sqft

Aykon City Tower C, Business Bay

Ready Apartment

02-Oct-2026

Individual

AED 1.2M

AED 1.4M

80 % LTV
2 Beds

814 sqft

Dubai Wharf Tower 2, Al Jaddaf

Ready Apartment

02-Oct-2026

Individual

AED 1.8M

AED 2.2M

80 % LTV
2 Beds

1,515 sqft

Rise Residences, Jumeirah Village Circle (JVC)

Ready Apartment

02-Oct-2026

Individual

AED 348K

AED 580K

60 % LTV
Studio

405 sqft

Glitz Residence 3 Tower 1, Dubai Studio City

Ready Apartment

02-Oct-2026

Individual

AED 358K

AED 715K

50 % LTV
1 Bed

672 sqft

Raya, Arabian Ranches 3, Wadi Al Safa 5

Ready Townhouse

02-Oct-2026

Individual

AED 2.5M

AED 3.2M

78.23 % LTV
3 Beds

1,559 sqft

Binghatti Apex, Jumeirah Village Circle (JVC)

Ready Apartment

02-Oct-2026

Individual

AED 524K

AED 655K

80 % LTV
Studio

428 sqft

Goldcrest Views, Jumeirah Lake Towers (JLT)

Ready Apartment

02-Oct-2026

Individual

AED 640K

AED 800K

80 % LTV
Studio

459 sqft

Khansaheb1, Dubai Silicon Oasis

Ready Apartment

02-Oct-2026

Developer

AED 752K

AED 940K

80 % LTV
2 Beds

942 sqft

Portofino, Damac Lagoons

Off-plan Villa

02-Oct-2026

Individual

AED 1.9M

AED 2.4M

80 % LTV
3 Beds

1,550 sqft

Seslia Tower, Jumeirah Village Triangle (JVT)

Ready Apartment

02-Oct-2026

Individual

AED 1M

AED 1.3M

80 % LTV
2 Beds

985 sqft

Previous Next
Ask

Explore Property Prices by Beds

  • Business Bay

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Downtown Dubai

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Dubai Marina

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Dubai Islands

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Palm Jumeirah

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Dubai Creek Harbour

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Dubai South

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Jumeirah Village Circle

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
Sign up for our newsletter to stay up to date on the Dubai property market.
Subscribe
Thanks for signing up to our newsletter.

You will be notified once or twice for new projects launches, sales promotions or real estate updates.

For Claude users

Use DXB Interact data inside Claude

Ask Claude about Dubai transactions, rents, yields and location trends in plain language — the answers come from our data.

Add to ClaudeOpens Claude with the connector ready to add.
Get Early Access to DXB Advanced

Built for investors, analysts, and professionals who
need market clarity and actionable insights.

Your request has been successfully submitted. Our team will review your access and notify you shortly with next steps.

Terms & Conditions

All data, figures, statistics, and reports are proprietary to DXB Interact. Any use, reference, quotation, or redistribution must clearly and visibly attribute the source to DXB Interact. Use without attribution is not permitted.

Compare
Your Property Insights
How changes in key metrics are calculated
About changes in key metrics

The percentage change for price, price/sqft, sales value, and transactions compares your selected period with the immediately preceding period of the same number of days.

How it works
Last 7 days, compares the last 7 days vs the 7 days before
Last 30 days, compares the last 30 days vs the previous 30 days
This month, compares from the start of the current month up to today vs the same number of days from the previous month
Last month, compares the full previous calendar month vs the month before it
This quarter, compares from the start of the current quarter up to today vs the same number of days in the previous quarter
Last quarter, compares the full previous quarter vs the quarter before it
Year to date (YTD), compares from the start of the year up to today vs the same number of days in the previous year
Last 12 months, compares the selected 12 months vs the 12 months before
Custom range, compares your selected dates vs the immediately preceding period of the same length
Example

If you select 1 Apr 2026 to 24 Apr 2026 (24 days), we compare it with 8 Mar 2026 to 31 Mar 2026 (previous 24 days).

Why default is Last 7 Days

Short calendar periods like "This month" may have limited transactions, especially at the beginning of the month. To ensure more reliable insights, the default view shows the last 7 days where activity is more consistent.

Important

This is a period-over-period comparison of median values. It does not track the same properties. Changes may result from transaction mix shifts, such as more luxury or more affordable units in a given period. Use this as a market trend indicator, not as the price change of a specific property.

Need help interpreting the data?

Speak to a market expert to understand how timing, location, and property mix affect results.

  • Area analysis
  • New projects
  • Rental analysis
  • Price benchmark
  • Villa analysis
  • Key Area Performance
  • Most Active Areas
  • Annual
  • Monthly
  • YTD
  • Analysis
  • Trends
  • Market compare
  • Top developers
  • Download data
  • Daily
  • Weekly
  • Monthly
  • Quarterly
  • Yearly
  • Agents
  • Nationalities
  • Service charges
  • Projects benchmark
  • Population
  • Population by education
  • Project tracker
  • Market forces
  • Mortgage analysis
  • Offplan projects
  • News
  • Area analysis
  • Luxury property sales
  • Ultra luxury property tracker
  • Sales comparison
  • Off-plan vs. Ready
  • Primary vs. Resale Market
  • Project Comparison
  • Project Analysis
  • Our mission
  • Our story
  • H1 Market Performance