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Mortgage Overview

This page provides a detailed comparative analysis of mortgage-related activity in the Dubai real estate market 2025 vs. 2024, helping investors, analysts, agents and property professionals understand how mortgage financing trends have evolved over time.

  • #CARD_INITIALS#

    179.3B

    Mortgage value (AED)

    -4 % YoY

    #CARD_SUBTITLE#

    Mortgage value (AED)
    -4
  • #CARD_INITIALS#

    —

    LTV (Loan-to-Value)

    #CARD_SUBTITLE#

    LTV (Loan-to-Value)
  • #CARD_INITIALS#

    51K

    Mortgage transactions (Volume)

    23 % YoY

    #CARD_SUBTITLE#

    Mortgage transactions (Volume)
    23

2025 YOY

Cash vs. Mortgage

Cash vs. Mortgage

The analysis captures true capital deployment in the resale market.
Refinance and primary market registrations are excluded to prevent artificial inflation of transaction volumes.

Month-over-Month Transaction Volume

Year-over-Year Sales Volume Comparison

Year-over-Year Sales Value Comparison

Mortgage Transactions by Price Bracket

Mortgage history

Location

Status

Date

Sold by

Mortgage value

Actual value

 Specs
SLS Dubai, Business Bay

Ready Apartment

01-Oct-2026

Individual

AED 1.3M

AED 2.1M

61.43 % LTV
1 Bed

1,203 sqft

National Bonds Residence, Jumeirah Village Circle (JVC)

Ready Apartment

01-Oct-2026

Individual

AED 960K

AED 1.2M

78.37 % LTV
2 Beds

1,614 sqft

Beach Mansion Tower 2, Emaar Beachfront, Dubai Harbour

Ready Apartment

01-Oct-2026

Individual

AED 5M

AED 7.2M

70 % LTV
3 Beds

2,206 sqft

Contemporary Cluster 167, Discovery Gardens, Jabal Ali First

Ready Apartment

01-Oct-2026

Developer

AED 960K

AED 1.2M

79.34 % LTV
2 Beds

1,583 sqft

Regalia, Business Bay

Ready Apartment

01-Oct-2026

Individual

AED 1M

AED 1.3M

80 % LTV
1 Bed

733 sqft

Celia Heights, Majan

Ready Apartment

01-Oct-2026

Individual

AED 660K

AED 880K

75 % LTV
1 Bed

723 sqft

O 2, Jumeirah Village Circle (JVC)

Ready Apartment

01-Oct-2026

Individual

AED 392K

AED 490K

80 % LTV
Studio

331 sqft

Binghatti Apex, Jumeirah Village Circle (JVC)

Ready Apartment

01-Oct-2026

Individual

AED 880K

AED 1.1M

76.52 % LTV
1 Bed

841 sqft

Mbl Royal, Jumeirah Lake Towers (JLT)

Ready Apartment

01-Oct-2026

Individual

AED 3.3M

AED 4.4M

75 % LTV
3 Beds

2,264 sqft

Ayat Park View, Wadi Al Safa 2

Ready Apartment

01-Oct-2026

Developer

AED 1.2M

AED 1.6M

74.86 % LTV
2 Beds

1,523 sqft

The Residences At Marina Gate 2, Dubai Marina

Ready Apartment

01-Oct-2026

Individual

AED 6.1M

AED 8.8M

68.81 % LTV
2 Beds

2,480 sqft

Binghatti Aurora, Jumeirah Village Circle (JVC)

Ready Apartment

01-Oct-2026

Individual

AED 832K

AED 1M

80 % LTV
1 Bed

785 sqft

Forte T1, Downtown Dubai

Ready Apartment

01-Oct-2026

Individual

AED 1.6M

AED 2.8M

60 % LTV
2 Beds

1,108 sqft

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Explore Property Prices by Beds

  • Business Bay

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Downtown Dubai

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Dubai Marina

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Dubai Islands

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Palm Jumeirah

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Dubai Creek Harbour

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Dubai South

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
  • Jumeirah Village Circle

    Studio Apartments for Sale Prices1 Bed Apartments for Sale Prices2 Beds Apartments for Sale Prices3 Beds Apartments for Sale Prices4 Beds Apartments for Sale Prices
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How changes in key metrics are calculated
About changes in key metrics

The percentage change for price, price/sqft, sales value, and transactions compares your selected period with the immediately preceding period of the same number of days.

How it works
Last 7 days, compares the last 7 days vs the 7 days before
Last 30 days, compares the last 30 days vs the previous 30 days
This month, compares from the start of the current month up to today vs the same number of days from the previous month
Last month, compares the full previous calendar month vs the month before it
This quarter, compares from the start of the current quarter up to today vs the same number of days in the previous quarter
Last quarter, compares the full previous quarter vs the quarter before it
Year to date (YTD), compares from the start of the year up to today vs the same number of days in the previous year
Last 12 months, compares the selected 12 months vs the 12 months before
Custom range, compares your selected dates vs the immediately preceding period of the same length
Example

If you select 1 Apr 2026 to 24 Apr 2026 (24 days), we compare it with 8 Mar 2026 to 31 Mar 2026 (previous 24 days).

Why default is Last 7 Days

Short calendar periods like "This month" may have limited transactions, especially at the beginning of the month. To ensure more reliable insights, the default view shows the last 7 days where activity is more consistent.

Important

This is a period-over-period comparison of median values. It does not track the same properties. Changes may result from transaction mix shifts, such as more luxury or more affordable units in a given period. Use this as a market trend indicator, not as the price change of a specific property.

Need help interpreting the data?

Speak to a market expert to understand how timing, location, and property mix affect results.

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