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Mortgage Overview

This page provides a detailed comparative analysis of mortgage-related activity in the Dubai real estate market 2025 vs. 2024, helping investors, analysts, agents and property professionals understand how mortgage financing trends have evolved over time.

  • #CARD_INITIALS#

    179.3B

    Mortgage value (AED)

    -4 % YoY

    #CARD_SUBTITLE#

    Mortgage value (AED)
    -4
  • #CARD_INITIALS#

    —

    LTV (Loan-to-Value)

    #CARD_SUBTITLE#

    LTV (Loan-to-Value)
  • #CARD_INITIALS#

    51K

    Mortgage transactions (Volume)

    23 % YoY

    #CARD_SUBTITLE#

    Mortgage transactions (Volume)
    23

2025 YOY

Cash vs. Mortgage

Cash vs. Mortgage

The analysis captures true capital deployment in the resale market.
Refinance and primary market registrations are excluded to prevent artificial inflation of transaction volumes.

Month-over-Month Transaction Volume

Year-over-Year Sales Volume Comparison

Year-over-Year Sales Value Comparison

Mortgage Transactions by Price Bracket

Mortgage history

Location

Status

Date

Sold by

Mortgage value

Actual value

 Specs
Dg-CON2-153, Jabal Ali First

Ready Apartment

23-Sep-2026

Developer

AED 731K

AED 1.1M

65 % LTV
2 Beds

1,372 sqft

La Rosa 4, Villanova, Wadi Al Safa 5

Ready Townhouse

23-Sep-2026

Individual

AED 2.6M

AED 3.2M

80 % LTV
3 Beds

1,733 sqft

Al Thamam 14, Remraam

Ready Apartment

23-Sep-2026

Individual

AED 1.3M

AED 1.7M

79.52 % LTV
3 Beds

1,479 sqft

Regalia, Business Bay

Ready Apartment

23-Sep-2026

Individual

AED 1M

AED 1.3M

80 % LTV
1 Bed

729 sqft

The Springs 2, Al Thanayah Fourth

Ready Townhouse

23-Sep-2026

Individual

AED 2.4M

AED 3.3M

73.06 % LTV
2 Beds

2,610 sqft

Bella Casa, Serena, Wadi Al Safa 7

Ready Townhouse

23-Sep-2026

Individual

AED 2.6M

AED 3.3M

80 % LTV
3 Beds

3,028 sqft

Victory Heights, Dubai Sports City

Ready Villa

23-Sep-2026

Individual

AED 14.5M

AED 20.8M

70 % LTV
6 Beds

13,764 sqft

Golf Vista Heights, Dubai Sports City

Ready Apartment

23-Sep-2026

Individual

AED 720K

AED 900K

80 % LTV
1 Bed

780 sqft

Peninsula Three, Business Bay

Ready Apartment

23-Sep-2026

Individual

AED 940K

AED 1.2M

78.33 % LTV
Studio

420 sqft

Avencia 2, Damac Hills 2

Ready Villa

23-Sep-2026

Developer

AED 1M

AED 1.3M

79.75 % LTV
3 Beds

1,208 sqft

Al Ramth 15, Remraam

Ready Apartment

23-Sep-2026

Individual

AED 744K

AED 930K

80 % LTV
2 Beds

1,243 sqft

Al Rabia Tower, Majan

Ready Apartment

23-Sep-2026

Developer

AED 616K

AED 652K

94.43 % LTV
1 Bed

919 sqft

Ayat Park View, Wadi Al Safa 2

Ready Apartment

23-Sep-2026

Developer

AED 570K

AED 814K

70 % LTV
1 Bed

830 sqft

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Your Property Insights
How changes in key metrics are calculated
About changes in key metrics

The percentage change for price, price/sqft, sales value, and transactions compares your selected period with the immediately preceding period of the same number of days.

How it works
Last 7 days, compares the last 7 days vs the 7 days before
Last 30 days, compares the last 30 days vs the previous 30 days
This month, compares from the start of the current month up to today vs the same number of days from the previous month
Last month, compares the full previous calendar month vs the month before it
This quarter, compares from the start of the current quarter up to today vs the same number of days in the previous quarter
Last quarter, compares the full previous quarter vs the quarter before it
Year to date (YTD), compares from the start of the year up to today vs the same number of days in the previous year
Last 12 months, compares the selected 12 months vs the 12 months before
Custom range, compares your selected dates vs the immediately preceding period of the same length
Example

If you select 1 Apr 2026 to 24 Apr 2026 (24 days), we compare it with 8 Mar 2026 to 31 Mar 2026 (previous 24 days).

Why default is Last 7 Days

Short calendar periods like "This month" may have limited transactions, especially at the beginning of the month. To ensure more reliable insights, the default view shows the last 7 days where activity is more consistent.

Important

This is a period-over-period comparison of median values. It does not track the same properties. Changes may result from transaction mix shifts, such as more luxury or more affordable units in a given period. Use this as a market trend indicator, not as the price change of a specific property.

Need help interpreting the data?

Speak to a market expert to understand how timing, location, and property mix affect results.

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